Key takeaways Cards that offer a 0 percent intro APR on new purchases can be helpful for consolidating and paying off higher-interest debt or financing a large purchase, as long as you use the card responsibly. You’ll need to prioritize paying off what you transfer within your intro period, however.…
2025 has seen a rough start for the stock market. By mid-March, the Nasdaq plummeted more than 10 percent from its all-time high, entering what market watchers call a “correction.” The S&P 500 stock index wasn’t far behind, either, though not officially in correction territory. This kind of downdraft…
Key takeaways Many card processing providers offer similar services. Finding the best fit comes down to the number of transactions you expect to process and how you plan to accept payments — in person, online or over the phone. In-person payments come with lower processing fees, while over-the-phone payments can…
Xinhua News Agency/Contributor/Getty Images Stock market volatility can pop up at any time, potentially causing portfolio losses when you least expect it. Stubbornly high inflation and the impact of newly imposed tariffs could lead to an economic slowdown at some point. Defensive ETFs can help limit risk in your portfolio…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways You can add a child to your car insurance by contacting your agent or adding a driver via an online portal or app. The average cost to add a driver under age 21 to an existing car insurance policy is $2,411 per year.…
Dept Managmnt
Key takeaways Social Security benefits are generally protected from creditors, but exceptions exist for federal debts, child support and legal judgments. The IRS…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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PhotoAlto/Eric Audras/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Hotels can charge your card anywhere from the moment you book to when you check out. Policies range widely from one hotel or third-party booking service to another. The timing of payment isn’t always clear — you might need to…
There are several strategies you can make use of to build generational wealth for your descendants, even if your last name isn’t Buffett, Winfrey or Rockefeller. Generational wealth is simply money that is passed down from one branch of the family tree to the next — and not from just…
When you close on a home purchase or mortgage refinance, there are always various closing costs to pay. From appraisals and home inspections to loan origination fees and property taxes, these expenses can really add up. But, depending on your situation, some of them may qualify as tax deductions. Here’s…
Tax season can be a stressful time, but for many, it comes with a financial boost, your tax refund. While it may be tempting to spend it on something fun, using your refund wisely can help you take control of your finances and move closer to a debt-free future. If…
Key takeaways How much you’ll need to save for a car down payment depends on the price of the car and whether you plan to lease or buy it. Before buying a car, consider the monthly payment amount as well as other expenses such as insurance and gasoline. Based on…
For new and seasoned investors alike, taking a global approach to your investments can help provide diversification and multiple ways to benefit from the growth in the world economy. While putting your money in foreign markets might sound complex, there are exchange-traded funds (ETFs) set up to streamline the process…
Key takeaways An 84-month auto loan generally has lower monthly payments but higher total borrowing costs. It is generally best to avoid 84-month loans, but they might be helpful in certain situations. Before you take out an 84-month car loan, explore all of your options, including waiting until you can…
Maryna Terletska/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Students are paying $11,610 per year on average in tuition and fees at public, in-state schools, and $30,780 for out-of-state undergraduates, according to the CollegeBoard. The average cost of college has skyrocketed in the last 30 years. The average cost…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many graduate students take out loans starting at around $45,000 to cover their education costs. The cost of graduate school has risen exponentially since 2000, and the majority of students borrow loans to pay for the expense. The amount of debt…
Images by GettyImages; Illustration by Bankrate Key takeaways The number of prison education programs is growing, but the offerings are still limited throughout state and federal prisons. Many higher education prison programs are offered at no cost and are funded by the state in which the facility is located or…
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