Money is complicated. Talking honestly about money and your aspirations with someone else can be fraught with anxiety. This is one of the biggest reasons why many people find working with a financial advisor to be so challenging. Some people completely avoid seeking help, even when they need it. Working…
The best Bitcoin exchange-traded funds (ETFs) make it easy and cheap to buy and sell the cryptocurrency through a traditional online broker rather than through the potentially riskier process of using a cryptocurrency exchange. Spot Bitcoin ETFs, available since early 2024, also give traders a way to access Bitcoin without…
Credit card experts are full of tips and tricks to help you get the most out of your credit cards. Card issuers have their own tips and tricks – but they work a little bit differently than what the experts will tell you. It is a business for the card…
Bitcoin’s price has been on a roller-coaster ride since it first debuted in January 2009, but the long-term trajectory has been higher — “up and to the right,” as they say. Bitcoin ushered in the age of cryptocurrency, but it took quite a while before the public sat up and…
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San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
President Trump’s 2026 budget would freeze spending for many services for older adults, deeply cut others, continue his efforts to…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
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Key takeaways While vehicle thefts have decreased, you still need to take steps to ensure you aren’t buying one of them. Check the VIN, buy a vehicle history report and do a title search to check for red flags before you buy. If you suspect…
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Images by Getty Images; Illustration by Austin Courregé/Bankrate The process of debt repayment isn’t always a smooth one. While you probably hope you…
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For the fifth straight year, Forbes is partnering with market research firm Statista to rate insurance companies in the United States. But we…
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Coinbase and Robinhood are two of the most popular platforms used to trade cryptocurrencies, but which one is better for you? The answer depends on your needs, especially on how much crypto trading you intend to do and the costs you’re willing to pay. Coinbase and Robinhood may appeal to…
For public companies, one of the simplest ways to communicate financial stability to shareholders is through cash dividend payments. The most established companies often share a portion of their profits with investors, rewarding them with cash dividends. For investors, dividends provide a steady stream of passive income. Here are some…
A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Those who apply for this account sometimes have past issues such as an unpaid negative balance or an involuntary account closure. Second-chance accounts sometimes have mandatory fees and fewer perks, but…
Key takeaways The Capital One Spark Cash Plus could make sense for you if you have higher business expenses, don’t mind paying a higher annual fee, can afford to pay your bill in full each month and want to earn cash back rewards. The Capital One Spark Miles for Business…
Key takeaways If a credit card payment is returned, it is most likely due to insufficient funds or incorrect bank account information. A returned payment can result in fees from both the card issuer and the financial institution, potentially impacting your credit score. To avoid returned payments, it’s…
Luis Alvarez/Getty Images Key takeaways As we head into the second half of 2025, savers are still enjoying competitive high-yield savings account rates of up to 4.44% APY. Keeping $10,000 in an account that earns a 4% APY will earn you around $400 in interest in a year’s time. Many…
FREDERIC J. BROWN/AFP/GETTY IMAGES Key takeaways Housing discrimination is still common, despite being illegal under the Fair Housing Act. Protection against housing discrimination now expands beyond the original categories to protect more groups. Victims can file complaints with the U.S. Department of Housing and Urban Development (HUD), but maintaining a…
Propaganda I’m not falling for: Prime Day. Amazon’s annual bonanza is July 8-11, 2025, but I won’t be adding anything to my cart. In general, I don’t believe in spending more to save more. Plus, the company is often steeped in controversy around its labor practices and environmental impact, as…
Key takeaways The BankAmericard® credit card and the Wells Fargo Reflect® Card are both good options for those looking for a low intro APR credit card with a lengthy introductory period. The BankAmericard credit card has a lower balance transfer fee than the Wells Fargo Reflect Card, but it also…
In 1971, George Lucas released his first feature-length movie, the Baltimore Colts won Super Bowl V and the average 30-year mortgage rate was 7.54 percent. That rate is pretty close to what we’re seeing today. Home prices back then, not so much. In 1971, the typical home sale price averaged…
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