Last weekend, I was out for drinks with my brother and we got into an argument about who was going to pay the tab. I wish I could say it was because we’re both so generous. Quite the opposite: We both wanted the points. Whoever didn’t pay that night was going…
Key takeaways Building home equity can not only be a reliable way to create wealth but can also help you maintain the home while you’re living in it. Building home equity generally involves increasing your property’s value or decreasing your mortgage debt, or some combination of both. Increases in home…
As you progress through your career, your income investment strategy should evolve to balance growth opportunities with risk management. In your 20s and 30s, you might embrace more aggressive allocations. This means a higher percentage of stocks to capitalize on long-term growth potential. By your 40s and 50s, there’s a…
Key takeaways Rewards credit cards that offer travel-related benefits often come with restrictions on what’s considered a travel purchase. In addition to issuer-specific rules, merchant category codes affect whether individual purchases code as travel transactions. If an individual transaction does not code as travel, you won’t earn travel-category rewards or…
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San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
President Trump’s 2026 budget would freeze spending for many services for older adults, deeply cut others, continue his efforts to…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
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Can You Find It At a Thrift Store? Clothing prices, like everything else have increased substantially and trying to buy everything brand new will put a serious dent in your budget. Consider going “thrifting” for some of your workplace clothing. Not only will you save…
Dept Managmnt
Key takeaways Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment. Always ask for detailed…
Banking
For the fifth straight year, Forbes is partnering with market research firm Statista to rate insurance companies in the United States. But we…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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Becoming a 401(k) millionaire represents a significant milestone in retirement planning. According to recent data, the average age at which individuals attain this status is 59 years old, typically after 26 years of consistent contributions to their retirement plans. The length of time typically required to become a 401(k) millionaire…
Ivan Pantic / Getty Images Key takeaways Choosing between these two airline credit cards can be difficult as both cards allow for solid redemption of miles on flights and other purchases. The Delta SkyMiles® Gold American Express Card offers a higher welcome bonus and has a lower annual fee. The…
Bitcoin mining is the process of creating new bitcoins by solving extremely complicated math problems that verify transactions in the currency. When a bitcoin is successfully mined, the miner receives a predetermined amount of Bitcoin. Bitcoin is one of the most popular types of cryptocurrencies, which are digital mediums of…
Key takeaways Formerly incarcerated entrepreneurs can apply for general small business grants for funding. Entrepreneur courses aimed at people formerly incarcerated offer a wealth of knowledge about starting a business. You may be eligible for an Education Pell Grant. Try local when looking for startup resources. According to the Prison…
A personal guarantee on a credit card makes you personally responsible for all payments and any resulting debt charged to that card. A business card with no personal guarantee means you may be only partially liable or not liable at all for repaying the balance your business defaulted on. Business…
Despite all the hype around cryptocurrency, the vast majority of Americans say they’re uncomfortable investing in it, according to Bankrate’s 2025 Long-Term Investment Survey. Nearly 4 in 5 Americans (78 percent) say they’re not comfortable putting their investment dollars in crypto. So, what might be making Americans uncomfortable with cryptocurrency?…
Key takeaways Veteran business owners have more difficulty securing capital than non-veteran business owners Grants for veterans are available from various sources, including nonprofits and corporations In addition to grants and funding, certain resources offer veteran business owners mentorship, workshops and training Veteran-owned businesses play a significant role in the…
A Trump-backed tax plan currently advancing through Congress proposes significant changes to the federal taxation of overtime pay and tip income. Passed by the House on May 22, 2025, the “One Big Beautiful Bill Act” includes provisions that could allow eligible workers to exclude certain overtime earnings and tips from…
Key takeaways A wraparound mortgage is a unique form of seller financing in which the seller keeps their mortgage and extends a loan to the buyer. To offer a wraparound mortgage, the seller must have an assumable mortgage. While popular with those who can’t qualify for traditional financing, wraparound mortgages…
With the Tax Cuts and Jobs Act (TCJA) set to expire at the end of 2025, tax policy is once again front and center. On May 22, 2025, the House passed a sweeping tax proposal, officially titled “One Big Beautiful Bill Act,” by a 215–214 vote. The bill aims to…
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