Money is an uncomfortable topic for many, yet it’s an important ongoing conversation to have in a relationship. Financial secrets undermine trust. And for many, it may even feel like betrayal. More than 2 in 5 U.S. adults (43%) believe keeping financial secrets is at least as bad as physical…
Key takeaways Decisions made by the Federal Reserve to increase the benchmark rate do not directly impact auto loans but rather the cost for banks to lend. The higher the Fed sets rates, the higher auto loan rates will likely be. The Fed made its third and last rate cut…
The holiday season is a time filled with joy, celebration, and, often, a lot of expenses. As the festivities wind down, many find themselves facing the reality of depleted bank accounts, credit card debt, and the daunting task of rebuilding their financial safety nets. An emergency fund serves as a…
Key takeaways The Federal Reserve doesn’t directly set auto loan rates — but it does affect the cost for lenders to borrow money. The Federal funds rate was cut for a third and final time in 2025 and was not changed in the first meeting of 2026, so it currently…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways An emergency fund helps ensure you can handle unplanned expenses, whether from a job loss or a substantial car repair or medical bill. Saving three to six months’ worth of essential expenses is often recommended, but individual circumstances may require saving more or…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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OBSERVATIONS FROM THE FINTECH SNARK TANKBankers wants to discuss AI strategy. They’re excited about chatbots, machine learning models, generative AI tools, and AI…
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Having a credit score of 500 or less does limit your options when it comes to credit cards, but it doesn’t fully exclude you from qualifying for a good one. Several credit cards designed for credit scores in this range or lower offer credit-building tools to help you build your…
With investors getting increasingly anxious about the nosebleed valuations of public stocks, Goldman Sachs announced Monday morning that it’s spending $2 billion to buy Innovator Capital Management, a firm that will cushion its clients from a crash.Wheaton, Illinois-based Innovator manages $28 billion in assets, mostly in defined-outcome ETFs which use…
Malcolm MacGregor/Getty Images As home prices keep rising, so do conforming loan limits, the number that distinguishes the most common loan types from jumbo loans. These limits vary from year to year and by geographic area. What is the conforming loan limit? The conforming loan limit is set each year…
Legacy automakers will not admit it yet, but they are all heading toward the same destination: They will license Tesla’s Full Self-Driving system. When the gap widens significantly, they need to find a way to bridge it. The boardrooms know this, even if the public narrative still pretends the race…
Kevin Hassett is now the lead candidate to be nominated as the next Federal Chair according to prediction markets and media reports. Prediction markets currently give Hassett a 7 in 10 chance of receiving the nomination to replace Jerome Powell from February 2026. According to Bloomberg reporting, Trump has made…
Governance failures rarely announce themselves. They don’t begin with arguments, fines, or hearings. I didn’t expect to see these patterns in a small lakeside community governed by a Home Owners Association (HOA). Yet the familiar signs emerged. They start in the quiet corners where authority meets procedure and where small…
Year-end bonuses can provide a much-needed financial boost, and using that money wisely can make a meaningful difference in your financial health. But deciding whether to put your bonus toward paying down debt or saving can be challenging. Both options offer strong benefits, and the best choice ultimately depends on…
Photo from Getty Images / Illustration by Bankrate Key takeaways Linking bank accounts makes it easier to transfer funds, automate savings, split direct deposits and potentially avoid certain fees such as overdraft or maintenance charges. Banks typically use strong security measures to protect your information when accounts are linked, including…
After a run of more than 230 years, the U.S. is done producing the penny. While the death of the little copper coin leaves many feeling nostalgic, producing it simply isn’t worth it for the U.S. Mint at 3.69 cents a pop — an increase of 1.42 cents over the…
Financial misinformation isn’t new, but today, it’s supercharged. The 24/7 news cycle fueled by social media virality means you’re more likely than ever to consume inaccurate or misleading information every day. Sometimes these narratives, no matter how false, seep into our collective consciousness and give a false impression of our…
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