Key takeaways Decisions made by the Federal Reserve to increase the benchmark rate do not directly impact auto loans but rather the cost for banks to lend. The higher the Fed sets rates, the higher auto loan rates will likely be. The Fed made its third and last rate cut…
The holiday season is a time filled with joy, celebration, and, often, a lot of expenses. As the festivities wind down, many find themselves facing the reality of depleted bank accounts, credit card debt, and the daunting task of rebuilding their financial safety nets. An emergency fund serves as a…
Key takeaways The Federal Reserve doesn’t directly set auto loan rates — but it does affect the cost for lenders to borrow money. The Federal funds rate was cut for a third and final time in 2025 and was not changed in the first meeting of 2026, so it currently…
The Federal Reserve made no changes in its January 2026 meeting, keeping the target rate at 3.50-3.75%. The end of 2024 and through 2025 stabilized auto loan rates, and Bankrate experts predict auto loan rates are unlikely to shift much through 2026. Car prices have increased, and inventory shortages have…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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VIEW press/Contributor/Getty Images Wells Fargo is a financial institution that offers its customers personal, small business, commercial, corporate and investment banking solutions. There are currently around 5,600 branches and 11,000 ATMs nationwide. Wells Fargo Bank near me You can find a Wells Fargo retail banking…
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2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes…
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OBSERVATIONS FROM THE FINTECH SNARK TANKBankers wants to discuss AI strategy. They’re excited about chatbots, machine learning models, generative AI tools, and AI…
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Key takeaways The Chase Freedom Unlimited® credit card offers a welcome bonus of $300 to new cardholders who meet the spending requirement. Fortunately, the current sign-up bonus is a upgrade from the previous one. You could earn up to $300 via boosted rewards rates on purchases within the first year…
Stefani Reynolds/AFP/Getty Images Key takeaways Chase operates over 4,700 branches and 15,000 ATMs nationwide — the most extensive network of any U.S. bank. Use the Chase mobile app or website to find nearby locations, check services available, and book appointments that save you waiting time. Chase ATMs offer advanced features…
Closing on my mortgage almost three years ago felt surreal. I was 31 and holding a key to my own condominium in the heart of Seattle, a mere half mile from the Space Needle. I bought it alone, joining the growing number of single women purchasing homes — such an…
When Richard Amaechi, 27, lost his job as a financial planner in North Carolina, he decided to pull up stakes and return to San Francisco, where his parents still lived. The question was: Had his hometown become too expensive to welcome him back? The City by the Bay has been…
For years, the real estate industry has advised prospective homebuyers to cross off their list any home that would require them to spend more than 30% of their income on mortgage payments and other fees. That rule no longer seems to work in much of the country, thanks to the…
Key takeaways The best time to refinance is when your credit score or overall financial situation has improved. Generally, you should aim to either lower your interest rate or your monthly payment — preferably both. Avoid refinancing when auto loan rates are high or if you won’t be able to…
Anderson Coelho/Getty Images Key takeaways You can use a personal loan to finance a used car if conventional financing isn’t available or if you can’t qualify for an auto loan. Rates can be higher and repayment terms shorter, compared to traditional auto loans. You may be able to avoid repossession…
Image: Getty Images; Illustration: Bankrate Home equity rates held steady as the Federal Reserve lowered interest rates by a quarter point at its final meeting of 2025. The $30,000 home equity line of credit was unchanged, holding at 7.81% for the fifth straight week, according to Bankrate’s national survey of…
Alexandria City, Arlington, Clarke, Culpeper, Fairfax, Fairfax City, Falls Church City, Fauquier, Fredericksburg City, Loudoun, Manassas City, Manassas Park City, Prince William, Rappahannock, Spotsylvania, Stafford and Warren counties: $1,249,125 Madison County: $1,209,750 All other counties: $832,750 Washington loan limits Caret Down Icon Summit and Wasatch counties: $1,150,000 Wayne County: $997,050…
kate_sept2004/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways SBA 7(a) loan rates range from 10.50% to 15.50%, depending on whether it’s a fixed or variable rate loan. The SBA limits interest rates to keep loans accessible to financially disadvantaged businesses. Loans over $1 million also come with guarantee and…
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