Retirement
Unlike traditional loans, a 401(k) loan is tied to your employer-sponsored retirement plan. That means your repayment options and timeline…
If you default on a 401(k) loan, the balance is usually treated as a taxable distribution. This may result in…
Planning how and when to withdraw money from your retirement accounts can have a big impact on how much of…
Medicare premiums are based on taxable income and a sudden increase can raise your costs. So if you are considering…
Combining a 401(k) from work with an IRA can help you grow savings faster and give you more options for…
When planning for retirement, one of the biggest decisions you’ll face is how to generate consistent, tax-efficient income. Two common…
Certificates of deposit (CDs) and Roth IRAs play different roles in retirement planning. CDs provide fixed interest and are federally…
Managing multiple 401(k) accounts from past employers involves tracking different fees, investment options, and statements. Consolidating these accounts can simplify…
If you need retirement funds for living expenses now, paying taxes on a Roth conversion may cost more than it…
Retiring early is possible for many people, but it requires smart planning and reliable income sources. Dividend-paying investments offer one…