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Key takeaways Balance transfer checks are a way to transfer credit card balances from one issuer to another with a…
Key takeaways Not paying your secured credit card bill won’t land you in jail, but it definitely damages your credit…
Image by GettyImages; Illustration by Bankrate You’ll owe federal taxes, and probably state taxes, too, on most of your income.…
Key takeaways Many lenders offer no-closing-cost mortgages, meaning you don’t need to pay the closing costs upfront when you buy…
Key takeaways Experts debate the impact of a diminished CFPB, with some saying the responsibility of consumer financial protection could…
Key takeaways The benefits of debt consolidation include saving money on interest, paying off debt more quickly and streamlining your…
Key takeaways It is possible to have multiple personal loans as long as you have the income and credit score…
Key takeaways Installment loans can help improve your credit score over time with regular payments. Missing a payment can cause…
Key takeaways The Federal Open Market Committee (FOMC) sets the benchmark rate, which impacts the rates auto lenders set. When…
Key takeaways A longer loan term means you’ll get a lower monthly payment, but you’ll also pay more in interest.…